The Only Thing
Getting Hacked
Is Your Premium

Same-day cyber insurance with up to $5 million in coverage. Protect your business in minutes, not weeks. Starting at $500/year.

Get Your Quote Scan Your Domain Free →
✓Same-Day Coverage
✓Up to $5MM Limits
✓Starting at $500/yr
A-Rated Carriers

Coverage placed through A-rated carriers

Travelers
Beazley
Coalition
At-Bay
Axis
Chubb

All carriers AM Best A or better. Admitted and surplus lines markets available.

Coverage

What Does Cyber Insurance Actually Cover?

Most businesses are surprised by how much is included -- and how much their standard BOP misses.

🔒
Data Breach Response
Legal defense, customer notifications, credit monitoring, and forensic investigation after a breach.
💸
Ransomware and Extortion
Ransom payment coverage, system recovery costs, and business interruption while you're locked out.
⏸
Business Interruption
Lost revenue and extra expenses while your systems are down following a covered cyber event.
🕵
Cyber Crime and Fraud
Funds transfer fraud, social engineering attacks, and invoice manipulation losses.
⚖
Third-Party Liability
Claims from customers, partners, or vendors whose data was compromised in your breach.
🏛
Regulatory Defense
HIPAA, CCPA, and PCI-DSS fines, regulatory response costs, and attorney fees.
Process

Coverage in Three Steps

No broker phone tag. No 40-question applications. No waiting weeks for a quote.

1
Scan Your Domain (Free)
60-second risk scan checks your SSL, email authentication, breach history, open ports, and security headers -- the same signals underwriters use.
2
Get Instant Quotes
Multiple A-rated carriers, same day. Compare limits, deductibles, and pricing without speaking to anyone.
3
Pay and Bind Today
Secure online checkout. Immediate coverage confirmation. Policy documents in your inbox same day.
Free Instant Scan

How Exposed Is Your Business?

Enter your domain. We check SSL, email authentication, breach history, exposed ports, and security headers -- the same signals underwriters use to price your policy.

Passive scan only -- no intrusive testing, no login required.

Resolving domain...

Pricing

How Much Does Cyber Insurance Cost?

Premiums depend on revenue, industry, and security controls. Here are typical ranges for small and mid-size businesses.

Small Business
$500/yr
1-10 employees, under $1M revenue
  • $1MM coverage limit
  • Data breach response
  • Ransomware coverage
  • Same-day binding
Get an Exact Quote
Growing Business
$800-$2,500/yr
11-50 employees, $1M-$5M revenue
  • $1MM-$2MM coverage
  • Full incident response
  • Business interruption
  • Third-party liability
Get an Exact Quote
Mid-Market
$2,500-$8K/yr
51-200 employees, $5M-$25M revenue
  • $2MM-$5MM coverage
  • Enterprise response team
  • Regulatory defense
  • Excess/umbrella available
Get an Exact Quote

Actual premiums depend on revenue, industry, security controls, and claims history. Quotes are binding-eligible same day.

Testimonials

Trusted by Growing Businesses

★★★★★
"Got covered in under an hour. The domain scan showed us gaps we didn't know we had -- and the quote came back same day."
Sarah T.
E-Commerce Director
★★★★★
"Tried three other brokers. Got the same coverage here, same day, with no phone calls. The process was actually impressive."
Mike R.
CTO, SaaS Startup
★★★★★
"Our client contract required cyber coverage within 48 hours. Done. Bound and documented before the deadline."
James L.
IT Consulting Firm
Industries

Who Needs Cyber Insurance?

If you store customer data, process payments, or use email -- you're a target. Attackers don't discriminate by company size.

🛒
E-Commerce
PCI compliance exposure, card breach liability, and supply chain attacks targeting your platform.
🏥
Healthcare
HIPAA violations, patient data breaches, ransomware attacks on clinical systems -- all major exposure.
⚖
Law Firms
Client confidentiality obligations, wire fraud risk, and steep regulatory penalties for data events.
💼
Professional Services
E&O cyber gap, client data exposure, business email compromise, and invoice fraud risk.
💰
Financial Services
Wire transfer fraud, cryptocurrency theft, SEC/FINRA reporting requirements after incidents.
🏗
Contractors and Construction
Invoice fraud, vendor impersonation, project delays from ransomware hitting job-site systems.
FAQ

Frequently Asked Questions

Yes. Over 60% of small businesses that suffer a cyber attack close within 6 months. Coverage pays for breach response, legal costs, and lost income -- expenses that can bankrupt an uninsured business overnight. A standard BOP does not cover these costs.
A Business Owners Policy (BOP) excludes cyber events entirely. Cyber insurance fills that gap: data breach response, ransomware recovery, business interruption from a hack, and regulatory defense are all covered under a dedicated cyber policy -- not your BOP.
Same day. Most applicants receive bindable quotes within minutes and can pay and bind online without speaking to anyone. Coverage is effective the next day in most states.
Cyber policies are written on a claims-made basis, meaning coverage applies when the claim is reported (not when the event happened). Keep your policy active and report incidents promptly -- a lapse in coverage can leave prior incidents uninsured.
No. You can get a quote, compare options, pay, and bind entirely online. A licensed broker at Alliance Risk Insurance Services LLC is available if you have questions -- but the process is designed to work without one.
Business name, website, annual revenue, state, and a few yes/no security questions (MFA, backups, prior claims). The whole application takes about 2 minutes. No financials, no audit, no lengthy forms.